Plan. Evaluate your needs

The YouFlex plan is all about you. You determine your health care and dental care needs and then choose the options that will be right for you and your family. You’ll also need to think about your financial situation as you consider life, critical illness and AD&D insurance as well as long term disability coverage. If your needs change, you can adjust your coverage each year during annual re-enrolment.

Choose the benefits that fit your life

Be sure to look at your current coverage and see if you need to make a change. You’ll find pricing on the YouFlex benefits website during the annual re-enrolment period, between March 1 and 14, 2024.

Think about what you need. Make sure you’ve got enough coverage to minimize your out-of-pocket costs. But be sure you’re not paying for too much coverage—coverage that you really don’t need.

Your life, critical illness and accidental death and dismemberment needs change over time too. For example, someone with a mortgage and small children is going to have very different life insurance needs than an empty nester.

The ability to re-enrol in YouFlex benefits every year allows you to adjust your coverage as things change. If you experience a qualifying Life Event, you can adjust your coverage, as long as you make the change within 31 days of the event.